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I understand that a tragic accident or unexpected event can be devastating, causing tremendous damage and loss. The lawyers and case managers of our firm are dedicated to helping you during this difficult and trying time. Through aggressive, prompt, and professional legal representation, we will help protect your rights and get you the money you truly deserve.

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Insurance Claim Disputes
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Insurance claim disputes are not supposed to happen. The purpose of insurance is to help you when you are in need after a tragic accident or an unfortunate event. Many times the insurance company pays you the money that is due under the insurance policy after you make your claim. Sometimes they do not, by denying claims, paying less than is due, delaying payment, or making unreasonable demands before making payment. This is when you need a lawyer such as John Bales and his firm, John Bales Attorneys, to provide you with the advice and guidance on the variety of Florida Insurance Claim Disputes that arise.

We have significant experience in reviewing various insurance claims and advising you of your rights under the policy. We also have extensive experience in litigating disputes involving policies of insurance, including actions for breach of contract and declaratory relief, as well as actions for bad faith.

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Contact a John Bales Florida Insurance Disputes Lawyer today! Complete a FREE Online Consultation Form or Call us toll free 1-800-CALL JOHN (1-800-225-5564) 24 hours, 7 days a week! We represent individuals throughout Florida, including those in and around the cities of Tampa, Orlando, Miami, Jacksonville, Tallahassee, Pensacola, and others.

Types of Policies | Mold | Sinkhole | Resources | Free Case Evaluation

Types of Insurance Policies We Handle
Among the types of insurance policies, which John Bales Florida Attorneys have reviewed and provided advice, and litigated insurance issues on behalf of its clients, include:

Automobile
Each year automobile accidents sadly cause numerous injuries and losses of life. The State of Florida mandates that Florida drivers maintain certain insurance coverage such as personal injury protection (“PIP”) and property damage liability coverage. In certain cases, a driver may be required to carry personal injury liability coverage. Unfortunately, not all drivers carry the necessary coverage, or any coverage at all. A person injured by an uninsured driver’s negligent operation of a vehicle, could be left without any viable recourse against the uninsured driver. Fortunately, there may still be insurance coverage available to the insured person. This coverage could include PIP coverage and Uninsured/Underinsured Motorist (“UM”) coverage. Our attorneys can advise the client whether PIP coverage or UM coverage exists and can litigate any disputes involving these coverages, or any other issues involving automobile insurance coverage.

Disability
Some of us think that we can work forever. However, an accident or disease could temporarily or permanently prevent one from continuing to engage in his or her avocation. Disability insurance could provide benefits to allow such person to cope with the economic difficulties that may arise in the event the person is unable to continue engaging in his or her chosen profession. Our attorneys can advise the client on what benefits are available under a disability policy, and can litigate any disputes concerning the benefits payable under the policy.

Health Insurance
... including group health policies falling under the purview of ERISA. Questions often arise concerning what benefits an insured is entitled to under a health insurance policy. These policies usually contain complex descriptions of what is covered and certain requirements that must be met before coverage is available. In addition, issues regarding preexisting conditions occasionally arise. That is, insurers sometimes deny coverage claiming that the insured failed to properly answer a question on an application for insurance relating to a preexisting condition. John Bales can review a health insurance policy and provide advice as to what coverage is available under the policy, and litigate any issues regarding health insurance coverage.

Homeowner’s
One issue that frequently arises regarding homeowner’s policies is whether the damage sustained by a homeowner is covered by the policy. We can review your policy and advise you on your rights and coverage.

Life Insurance

Mold
Florida mold is most likely to grow where there is water or dampness - You need a mold lawyer... Click here for more information on Mold Damage Claims.

Sinkholes
Sinkholes are responsible for devastating losses to homeowners and exist throughout Florida. Click here for more information on Sinkhole Damage Claims.

Click Here for a Free Case Evaluation! OR
Call Toll Free 1-800-CALL JOHN (1-800-225-5564) 24 hours, 7 days a week so we can discuss and evaluate your claim with you. Contact a Florida personal injury lawyer today!

Types of Policies | Mold | Sinkhole | Resources | Free Case Evaluation

Auto Accidents
The roads can be dangerous to navigate. When you've been injured in an auto accident you need an auto accident lawyer...

Defective Products
When you or a family member has been injured by a defective product, John Bales looks out for your legal rights...

Drug Injuries
All too often, drug companies put profits over the public's welfare. By the time the FDA can do anything, it is sometimes too late...

Insurance Claim Disputes
Insurance Claim Disputes are not supposed to happen. The purpose of insurance is to help you...

Medical Malpractice
Medical malpractice occurs when doctors or hospitals cause injury to a trusting patient by failing to provide acceptable care...

Mold Damage Claims
Florida mold is most likely to grow where there is water or dampness - You need a mold lawyer...

Motorcycle Accidents
The Florida motorcycle accident lawyers at John Bales Attorneys are here to help you...

Nursing Home Abuse
Abuse and neglect have become serious concerns for those with loved ones in nursing homes. A nursing home lawyer can help...

Securities / Stock Broker Disputes
Through a nationwide network of attorneys, we are able to handle securities/stock broker claims anywhere in the United States...

Sinkhole Damage Claim
Sinkholes are responsible for devastating losses to homeowners and exist throughout Florida...

Tractor-Trailer Accidents
If you have been involved in an accident with a big truck, contact a tractor-trailer accident lawyer today...