I was hit by an uninsured driver – now what?

With numerous car accidents in the United States every year, it can be safely said that our roadway safety records are less than perfect. Finding yourself in a collision is a matter of if it will happen, not when. The best you can hope for is that each party involved has current insurance to cover the costs of repairs and recovery. But what if you find yourself being struck by someone who doesn’t have insurance?

What are you supposed to do?

There is a common misconception that it doesn’t make sense to try to sue an uninsured driver. There are many bits of information required in an auto collision case that it is impossible to jump to that conclusion. The smartest choice is to leave that decision to an attorney who has made a living pursuing justice in personal injury cases.

If there really is no way to collect from the uninsured driver there are still ways you can explore. You’ll have to file an uninsured motorist claim against your insurance provider. If they’re anything like the majority of insurance companies, they won’t be exactly happy about this and will probably try to reward you with the smallest amount of money possible, a sum that might only cover the actual damages.

What are considered actual damages?

In nearly all uninsured driver claims, the insurance company is going to toss you just enough to cover actual damages, or what can be measured in dollars and dimes. A dent in the bumper is a real damage that will be included in the collection, up to what your policy allows, of course.

At John Bales Attorneys, our lawyers are familiar with Florida’s uninsured/underinsured insurance laws. We also know that waiting too long to file a claim often means evidence crucial to your case may be lost forever. Do not wait to get legal help—call us at (800) 225-5564 or fill out a free initial consultation form today.