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Dealing with the Insurance Adjuster

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I understand that a tragic accident or unexpected event can be devastating, causing tremendous damage and loss. The lawyers and case managers of our firm are dedicated to helping you during this difficult and trying time. Through aggressive, prompt, and professional legal representation, we will help protect your rights and get you the money you truly deserve.

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Dealing with the Insurance Adjuster
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Don’t let the adjuster keep you from getting the money you deserve!
Insurance adjusters thrive on the confusion and disruption caused by car accidents. The adjuster’s job is to make the insurance company more money by paying less money to people injured in Florida -- people who need it. They do this by taking advantage of any instances where an injured person in Florida does not have proof of injuries or damages. We know this is not fair, so we work hard to get the evidence that shows the injuries and damages suffered and beat the insurance adjuster at her own game.

Contact a John Bales Florida Auto Accident Lawyer today! Complete a FREE Online Consultation Form or Call us toll free 1-800-CALL JOHN (1-800-225-5564) 24 hours, 7 days a week!

At the Scene of the Collision:

Make observations
If possible; identify the witnesses so there will be someone to support your case if it goes to court. Write down their names, addresses, and telephone numbers, and ask them questions. Ask them what they saw and make a note of phrases they used like "slammed into," "plowed," "speeding," or "he ran the red light." Beware of insurance representatives at the scene of the car accident. It has been rumored that some insurance companies send adjusters to auto accident scenes in order to catch people off guard with self serving questions or to have them sign away any rights they may have to future compensation.

Immediately After the Collision:

See a Doctor
If you are injured, schedule an appointment with your doctor as soon as possible. Do not let the insurance adjuster choose a doctor for you. You have the right to a doctor of your choice.

Fully advise the doctor of your condition Make sure your doctor is advised of all of your injuries, even if they seem minor at the time. Some injuries may get worse over time, and the doctor can only help you, if you help yourself by fully advising the doctor.

Take Pictures
Take pictures of your car as soon as possible after the car accident. When the adjuster asks for proof of damage, it is difficult to dispute a picture taken of your car at the collision scene. Pictures of the damage will help tell your story. If possible, take pictures of the other cars involved as well.

These pictures will help show the severity of the impact associated with your collision. Take pictures of your injuries before they heal. In many cases, the seat belt strap will bruise our clients across their shoulder and chest, but after several weeks those bruises heal. Months later, when the insurance adjuster is arguing that the auto accident was not insignificant, pictures of your bruises and other injuries will help solidify your personal injury claim.

Write Down Your Observations and How Your Life Has Been Hurt
Keep notes about your injuries and damages just after the accident and during your recovery. In 6 or 7 months, you may forget how it hurt just to get dressed, and the adjuster will try to make it seem like any description you give is an exaggeration. Write down your pain medications. These kinds of written documents can be very valuable when presenting your personal injury claim to the insurance adjuster or to a judge and jury in court.

As Time Passes:

Keep Records of Expenses
The adjuster will ask for proof of anything you claim as an expense. Be sure you keep receipts for prescriptions, household services like cleaning, lawn mowing, getting someone to cook for you, car rentals, and so forth. Keep each of those receipts so you can document every expense.

Importantly:

Consult an experienced personal injury lawyer.
Without legal help from Florida auto accident lawyers like John Bales, you may not have a complete understanding of the real value of your claim. The Insurance Research Council found that on average injured people who use a lawyer receive three and a half times more money than those who do not! (Source: Insurance Research Council 1999 study). John Bales can help you with putting together the proof to show the full value of your claim The bottom line is that John Bales is on your side and the insurance adjuster is not. His goal is to save the insurance company money by giving you the minimum amount you will take, no matter what your injuries are. Whether you choose John Bales to represent you or someone else, you need an experienced, tough auto accident lawyer to protect your rights.

Contact a John Bales Florida Auto Accident Lawyer today! Complete a FREE Online Consultation Form or Call us toll free 1-800-CALL JOHN (1-800-225-5564) 24 hours, 7 days a week!

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